Risk Management

Pre-mature death

 

Have a back-up plan in place to ensure that your goals will be met in the event of an untimely death. 

Living too long

 

Ensure that your funds do not run out when you need them the most.

Becoming disabled

 

Protect your ability to earn an income if you are unable to work in the same capacity or at all.

Liability risk

 

Lower the risk of personal or business liability.

Medical needs

 

Consider the impact that a major medical expense would have and ensure that it is properly covered.

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Long-term care

 

Protect your nest egg if you require long-term assisted living.